Savings Account A savings account is a basic type of bank account that allows you to deposit money, keep it safe, and withdraw funds, all while earning interest. Key Benifits: * Self Operated Account. * Withdraw any time, how much you want. * Deposit when you have more money to save. * Nomination Facility. * Cheque Book Facility. * Mobile Banking. (Please click here to know Terms & Conditions for Mobile Banking) * RTGS/NEFT Facility. * IMPS Facility * ATM Card Available. * SMS Notifications on transactions, so that to keep track on your transaction on your hand. Fixed Deposit Account A fixed deposit (FD) is a financial instrument which provides investors a higher rate of interest than a regular savings account, until the given maturity date. Our Rate of Interest on FD’s : (Revised on: 08/10/2024) 15 Days to 45 Days : 5.00% 46 Days to 90 Days : 6.00% 91 Days to 180 Days : 6.75% 181 Days to 12 Months : 7.50% 13 to 24 Months : 8.25% 8.75% (Senior Citizens) 24 Months and above : 7.75% 8.25% (Senior Citizens) Recuring Deposit A recurring deposit is a special kind of term deposit which help people with regular incomes to deposit a fixed amount every month into their recurring deposit account and earn interest at the rate applicable to fixed deposits. Our Rate of Interest on RD’s : (Revised on: 08/10/2024) 1 to 2 year : 8.25% 8.75% (Senior Citizens) 2 year and above : 7.75% 8.25% (Senior Citizens) Loans A loan is when money is given to another party in exchange for repayment of the loan principal amount plus interest. Loan terms are agreed to by each party before any money is advanced. A loan may be secured by collateral such as a mortgage or it may be unsecured. Types of Loan Available : Housing Loan Property Loan Mortgage Loan Vehicle Loan Development Loan Domestic loan Personal Loan Salary Loan Gold Loan