Fixed Deposit Account A fixed deposit (FD) is a financial instrument which provides investors a higher rate of interest than a regular savings account, until the given maturity date. Our Rate of Interest on FD’s : (Revised on: 02/07/2025) 15 Days to 45 Days : 5.00% 46 Days to 90 Days : 6.00% 91 Days to 180 Days : 6.75% 181 Days to 12 Months : 7.25% 13 to 24 Months : 8.00% 8.50% (Senior Citizens) 24 Months and above : 7.75% 8.25% (Senior Citizens)